That equity in most instances is sitting there collecting dust. In addition, the compounding effect of mortgages creates a scenario where you are chipping away at the debt while the bank gets all the benefit. We help our clients get out of this failed system by replacing the mortgage with a simple interest model that enables a rapid paydown of the loan without an effect on your cashflow. The result being a paydown in years versus decades. We also amplify your equity giving you additional cash flow, or a wealth building situation. For many of us our homes can earn us more than our jobs.